Car insurance can appear to be confusing, no doubt about it. What are the differences between plans and coverage levels? Which company should you go with? There are a lot of moving parts in the determination of the best auto insurance to go with as a resident of Richmond, VA. We have good news – MagicQuote can help. And we’ll make it easy –  some simple comparison shopping and you’re done. Make sure you don’t forget to compare rates! Comparing car insurance rates will ensure you are getting the best deal possible with the coverages you need.

Where Do We Get Quotes From?

We work with our insurance partners to collect quotes from different insurance providers across Virginia to make sure we’re bringing you the best deal possible.

What Should I Consider?

  • Individual Bodily Injury Liability: Determines the most your insurance company will pay for a person injured in a car accident.
  • Total Bodily Injury Liability: The maximum your insurer will pay in total for every person injured in a car accident.
  • Property Damage Liability: The total amount your insurance carrier will pay for property damage caused by a car accident.

Also Consider…

  • Collision coverage: Pays for fixing your car if an accident occurs. It also pays for repairs if you have a one-car accident, like hitting a tree.
  • Comprehensive coverage: Pays to repair your car after certain non-collision issues (animal collisions, car theft, vandalism, fire, etc.)
  • Uninsured/underinsured motorist coverage: If you’re hit by a driver who doesn’t have any car insurance, this coverage will pay for your auto repairs and any injuries to you or your passengers.
  • Medical payments coverage: This helps pay for you or your passengers injuries no matter who caused the accident.
  • Personal injury protection:  Pays for injury for you or your passengers after an accident, regardless of who caused the accident.

How Can I Save Even More?

We all love saving money. Luckily in car insurance shopping, there are many ways to do so! Discounts, discounts and more discounts are a great way to lower your insurance rates. There are a ton of ways drivers in Richmond, VA can qualify for discounts. Here are a few:

  • Bundle your auto policy with your home, life, or other insurances
  • If you qualify, check for senior or good student discounts
  • Many insurance providers offer new car discounts, a great excuse to pull the trigger on that new whip you’ve been eyeing!
  • Pick a smart car. Many insurance companies have safety feature discounts. Anti-lock brakes? Anti-theft alarms? Discounts!
  • Be a good driver. Nothing screams discounts more than a safe bet for the insurance companies. Want to be an overachiever? Take a defensive driving course! Above all, keep your driving record clean of tickets and accidents and enjoy the rewards
  • Do your research. Make sure you use the MagicQuote App to ensure you’re finding the most trusted and affordable plans in Richmond, VA

What is MagicQuote All About?

Our goal at MagicQuote is so much more than providing cheap auto insurance or being an auto insurance quote provider in Richmond, VA. At MagicQuote, we ask the question: why is the way we buy car insurance stuck in the past? Drivers in Richmond, VA deserve a simple, straightforward marketplace where they can easily compare auto insurance companies and rates so they can have security in knowing they have chosen the best possible car insurance that meets their needs. We are taking everything you hate about buying auto insurance and turning it on its head — saving you time, money and headaches.

Built with you in mind, MagicQuote is the first company to make it easy for drivers in Richmond, VA to compare multiple auto insurance quotes all on a smartphone. We developed an intelligent quoting system that enables us to import your data with a simple scan of your driver’s license, and you can sit back while we do the rest. Quotes within minutes and the confidence that you are getting the best possible deal.

What Makes MagicQuote So Magical?

We’re the first smartphone app to do auto insurance comparison, and to use data to pre-fill the auto insurance questionnaire. This makes our app the easiest, most convenient way to buy cheap car insurance. We want to make the process of getting cheap auto insurance quotes in Richmond, VA easy, which is why we do all of the work for you. And we don’t stop there, we will monitor changes to let you know exactly when you could be saving even more money on car insurance. You deserve to have the freedom to easily compare auto insurance rates and have the complicated world of insurance simplified for you, so you can focus on what’s important in your life.

At MagicQuote, we care about the environment and are well aware of the impact of passenger driving in Richmond, VA and the rest of the US. That is why we plan to offset the carbon footprint of our users by planting a tree per each policy we sell on our platform.

Ready For Easy And Cheap Car Insurance in Richmond, VA?

We are excited to be able to help the fine people of Richmond, VA find cheap auto insurance. Download our app today to get affordable car insurance quotes in under 3 minutes. Just install, scan, and shop! It’s so easy, it’s Automagical!