So you think you’re too cool for car insurance?

Look, we get it, there are a bunch of things you’d rather spend your money on than car insurance. And when you look at the amount you spend monthly or annually on your auto insurance policy, we bet you’ve considered forgoing it altogether. Some drivers figure that if they drive safely, they won’t ever get…

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How To Improve Your Car Insurance Rates

When it comes to making a big purchase, you shop around to make sure you’re getting the best deal right? Why then do so many of us make the mistake of just assuming car insurance rates are the same wherever we go?  If you were to sit down and make calls to several car insurance…

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5 Tips to Reduce Distracted Driving

Every day, millions of people get behind the wheel of a car. And while it may seem like no big deal, driving a car is serious business. When we’re just 16 years old, we’re permitted to operate a powerful vehicle. Think of all the 16 year olds you know… scary right? Don’t get us wrong,…

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Understanding Car Insurance 101

We get it. When it comes to shopping for car insurance, there’s a whole lot to sift through. We’ve put together some of the most “need-to-know” auto-insurance terms below, and explained them so that they’re easier to understand.  First, there are five primary types of car insurance coverage. Liability Coverage State laws usually require this…

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Insurance 101 — Car Discounts

On Tuesday, we talked about discounts based on personal factors. Today, I want to delve deeper into vehicle discounts. These discounts could be for pre-installed features of your car, or they could be features you can add. Similarly, depending on what make, model, or year your car is, you might qualify for auto insurance discounts.…

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Insurance 101 — Personal Discounts

Auto insurance discounts are divided into three categories: driver discounts, vehicle discounts, and policy discounts. Driver discounts are based on factors such as your driving history, student status, professional organizations, age, and how you use your car. Vehicle discounts, on the other hand, are based on vehicle features that reduce your accident risks. Finally, policy…

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7 Ways to Reduce and Offset Your Car’s Emissions

Did you know the average passenger car produces more than 4 metric tons of carbon dioxide a year? Collectively, cars and trucks account for nearly one-fifth of all US emissions and are a major cause of global warming. The impact of global warming cannot be avoided nowadays with record high temperatures, rising seas, and severe…

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Dirty Little Secret #5: Rental Car Insurance

If you thought car insurance was tricky, you can easily be tricked into buying optional insurance products pushed by the rental car companies. The dirty little secret about the insurance offered by rental car companies: most of the time you won’t need it if you rent a car in the US, have a car insurance…

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Why Is Car Insurance Mandatory?

Why Is Car Insurance Mandatory? With all the debate about health care insurance, people are starting to wonder; if health insurance isn’t mandatory why is auto insurance mandatory?  That is an excellent- and complicated- question. How did auto insurance become mandatory? Disagreements on compulsory car insurance are as old as cars themselves.  As long as…

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